{"id":75942,"date":"2024-06-27T10:36:02","date_gmt":"2024-06-27T16:36:02","guid":{"rendered":"https:\/\/thetacticalhermit.com\/?p=75942"},"modified":"2024-06-27T10:36:02","modified_gmt":"2024-06-27T16:36:02","slug":"the-surveillance-state-mastercard-to-expand-digital-biometric-id-and-behavioral-biometrics","status":"publish","type":"post","link":"https:\/\/thetacticalhermit.com\/index.php\/2024\/06\/27\/the-surveillance-state-mastercard-to-expand-digital-biometric-id-and-behavioral-biometrics\/","title":{"rendered":"The Surveillance State: Mastercard To Expand Digital Biometric ID and \u201cBehavioral Biometrics\u201d"},"content":{"rendered":"<h1><img decoding=\"async\" loading=\"lazy\" class=\"size-large wp-image-75943 aligncenter\" src=\"https:\/\/thetacticalhermit.com\/wp-content\/uploads\/2024\/06\/biometric-1024x576.jpg\" alt=\"\" width=\"640\" height=\"360\" srcset=\"https:\/\/thetacticalhermit.com\/wp-content\/uploads\/2024\/06\/biometric-1024x576.jpg 1024w, https:\/\/thetacticalhermit.com\/wp-content\/uploads\/2024\/06\/biometric-300x169.jpg 300w, https:\/\/thetacticalhermit.com\/wp-content\/uploads\/2024\/06\/biometric-768x432.jpg 768w, https:\/\/thetacticalhermit.com\/wp-content\/uploads\/2024\/06\/biometric-1536x864.jpg 1536w, https:\/\/thetacticalhermit.com\/wp-content\/uploads\/2024\/06\/biometric-850x478.jpg 850w, https:\/\/thetacticalhermit.com\/wp-content\/uploads\/2024\/06\/biometric.jpg 2048w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/h1>\n<h1 class=\"elementor-heading-title elementor-size-default\" style=\"text-align: center;\"><a href=\"https:\/\/reclaimthenet.org\/mastercard-to-expand-digital-biometric-id-and-behavioral-biometrics\">Mastercard To Expand Digital Biometric ID and \u201cBehavioral Biometrics\u201d<\/a><\/h1>\n<p>&nbsp;<\/p>\n<h2>When it comes to privacy and overall security of some of people\u2019s most sensitive (financial, but also, \u201cbehavioral\u201d) biometric data, massive global banks and payment processors, and burgeoning biometric surveillance was always going to be that perfect \u201cmatch made in hell.\u201d<\/h2>\n<h2>And that reality is gradually taking shape. Not only is biometric tech and its ubiquitousness increasing (still in most countries without proper legal protections or proper \u201cdisclosure\u201d of how and why it is being) \u2013 but behemoths like Mastercard and Visa are realizing they have access to massive amounts of highly monetizable people\u2019s data.<\/h2>\n<h2>The nature of the personal information that the likes of Mastercard get with every transaction you make is not only the number but also the location, the content of a purchase\u2026 and then behavioral patterns start emerging. But it doesn\u2019t stop there.<\/h2>\n<h2>Meanwhile, the goal (often, but not always) openly talked about is the lucrative business of \u201csharing\u201d that data for targeted advertising.<\/h2>\n<h2>But in a possible future Orwellian society \u2013 it really would be very useful to the surveillance state in so many different ways.<\/h2>\n<h2>That clearly is not how the trend is going to be sold to the customer when financial execs speak about it.<\/h2>\n<h2>Most people might expect this to be happening online, but Mastercard is very hungry for \u201cbiometric behavioral data\u201d (the very phrase sounds almost as frightening as the thing is \u2013 and it is\u00a0<a href=\"https:\/\/www.mastercard.com\/news\/perspectives\/2021\/behavioral-biometrics-explained\/\">described by Mastercard itself in this way<\/a>: \u201cTrack(ing) personal actions such as typing style and how you hold your phone, as well as habits such as the time of day you usually login or your usual IP address\u201d).<\/h2>\n<h2>And the giant is obviously comfortable to talk about biometrics getting expanded to \u201ca number\u201d of brick-and-mortars and their in-store payment systems this year.<\/h2>\n<h2>\u201c(\u2026) From the consumer point of view, there\u2019s no card, there\u2019s no phone needed at all (at physical checkouts). You just present yourself at a monitor device.\u201d<\/h2>\n<h2>That\u2019s right \u2013 \u201cjust yourself\u201d \u2013 nothing more, folk. \/s.<\/h2>\n<h2>And that\u2019s how a\u00a0<a href=\"https:\/\/overcast.fm\/+LtLiWLqpU\/10:08\">podcast host<\/a>\u00a0recently described the \u201cexperience\u201d to Mastercard Executive President of Identity Products and Innovation Dennis Gamiello to confirm. \u201cIt could be a hand scanner, face scanner, whatever. And then you are authorized,\u201d the host went on, and Gamiello fully agreed that\u2019s how it\u2019s going to work.<\/h2>\n<h2>Mastercard\u2019s executives are saying that people\u2019s behavioral biometrics will be used \u2013 but of course \u2013 simply to enhance their \u201cexperience\u201d and, the perceived convenience.<\/h2>\n<h2>\u201cWe\u2019re actively working with partners around the globe to move to more seamless and secure authentication methods. That\u2019s both the physical biometric, which is what we\u2019re talking about here, as well as behind the scenes. There\u2019s behavioral biometrics,\u201d says a post on Mastercard\u2019s site.<\/h2>\n<h2>More than that \u2013 there is a vision of a future where\u00a0<a href=\"https:\/\/reclaimthenet.org\/surgeon-general-murthy-advocates-for-digital-id-to-combat-online-misinformation-and-protect-youth\">digital ID<\/a>\u00a0will take over to verify payments, and link those with incentives such as reward programs.<\/h2>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-69835 aligncenter\" src=\"https:\/\/thetacticalhermit.com\/wp-content\/uploads\/2023\/10\/Watching44.jpg\" alt=\"\" width=\"464\" height=\"359\" srcset=\"https:\/\/thetacticalhermit.com\/wp-content\/uploads\/2023\/10\/Watching44.jpg 464w, https:\/\/thetacticalhermit.com\/wp-content\/uploads\/2023\/10\/Watching44-300x232.jpg 300w\" sizes=\"(max-width: 464px) 100vw, 464px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mastercard To Expand Digital Biometric ID and \u201cBehavioral Biometrics\u201d &nbsp; When it comes to privacy and overall security of some of people\u2019s most sensitive (financial, but also, \u201cbehavioral\u201d) biometric data, massive global banks and payment processors, and burgeoning biometric surveillance was always going to be that perfect \u201cmatch made in hell.\u201d And that reality is&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0,"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[74,5653,9806,13991,14643,14588,5594,5838,4764,65,3712],"tags":[17624,17622,2006,17623,4449,17625,3095,16142],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/thetacticalhermit.com\/index.php\/wp-json\/wp\/v2\/posts\/75942"}],"collection":[{"href":"https:\/\/thetacticalhermit.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thetacticalhermit.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thetacticalhermit.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/thetacticalhermit.com\/index.php\/wp-json\/wp\/v2\/comments?post=75942"}],"version-history":[{"count":1,"href":"https:\/\/thetacticalhermit.com\/index.php\/wp-json\/wp\/v2\/posts\/75942\/revisions"}],"predecessor-version":[{"id":75944,"href":"https:\/\/thetacticalhermit.com\/index.php\/wp-json\/wp\/v2\/posts\/75942\/revisions\/75944"}],"wp:attachment":[{"href":"https:\/\/thetacticalhermit.com\/index.php\/wp-json\/wp\/v2\/media?parent=75942"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thetacticalhermit.com\/index.php\/wp-json\/wp\/v2\/categories?post=75942"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thetacticalhermit.com\/index.php\/wp-json\/wp\/v2\/tags?post=75942"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}